In the finance industry managing payment risks efficiently and securely is critical. For one leading provider of payment risk solutions, staying ahead meant rethinking their approach to technology. Their legacy Delphi-based desktop application, while reliable in its time, had become a barrier to growth. 

Outdated Systems, Growing Challenges

The client’s system faced multiple challenges: lack of scalability, manual deployment processes, outdated data handling capabilities, and vulnerabilities in security compliance. It was clear that modern financial institutions needed more than a legacy system could provide. They needed a robust, cloud-based platform capable of meeting the demands of a dynamic and regulated industry. 

A Modern Solution for Modern Needs 

Opinov8’s journey with the client began with a comprehensive Discovery phase and Proof of Concept to ensure the right approach. The team then executed a complete system transformation, migrating the legacy application to a scalable cloud-based architecture powered by Databricks and Apache Spark. 

The solution was designed to handle diverse data types, process transactional and reference data efficiently, and prepare it for BI and AI applications. A medallion architecture with bronze, silver, and gold layers ensured structured and optimized data flows. 

Security and Automation at the Core 

Recognizing the importance of security and compliance, Opinov8 implemented robust frameworks to safeguard sensitive financial data while adhering to regulatory standards. The platform also adopted a SaaS model with data segregation, ensuring multi-tenancy without compromising privacy. 

To streamline operations, Opinov8 automated the provisioning and deployment of environments using Terraform and Azure DevOps pipelines. This significantly reduced setup time for new clients, offering a seamless onboarding experience. 

Results That Redefine Possibilities 

The modernization transformed the client’s payment risk management system into a future-ready platform. It now supports increased data volumes, handles diverse formats, and enables advanced analytics. Automated processes have reduced operational overhead, and the system’s scalability and security ensure it remains adaptable to future demands. 

Modernization Done Right 

This success story highlights how legacy systems can be revolutionized through modern engineering practices. By leveraging cutting-edge tools and strategies, Opinov8 delivered a solution that not only meets today’s needs but also positions the client for tomorrow’s opportunities. 

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